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rthomas2689's profile

Tutor

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4 Messages

Thursday, September 16th, 2021 3:25 AM

Credit Card Charges

So, I  went online to input new credit card info to pay my ATT TV bill, went to my bank to setup the credit card for payment and found two $30 (total of $60) pending on the card for DIRECT TV Stream!  What's the charges for? 

What number can I call tomorrow to fix this.

ACE - Expert

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1.2K Messages

3 years ago

"Pending" charges aren't actual charges.  They might turn into real charges, but don't always.  In this case, it is likely that these are "pre-authorization charges", which are charges posted to check if the (new) credit card is any good.  They won't convert them to real charges, and they should disappear in a couple of days.  This is fairly common - many vendors that provide the product before they charge you (like bars, gas stations, etc.) do the same thing.  The amount varies, depending on whether the vendor is just checking the number or checking if there is "room" on the card for the expected charge.  $1 is common for the former, but I just had one for $100 at Wawa when I got gas (which was converted to an actual $32 charge).  No idea why you got 2 of them, but like I said, I would guess they will both go away soon.


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